Vanguard Home Warranty Review 2025

GET UP TO $200 OFF

Average annual premium

$432–$756

Contractors

10,000 in-network

Service call fee

$60-$75

How Does a Home Warranty Benefit You?

Purchasing a home is a major achievement, but maintaining it can come with unexpected expenses. Imagine settling into your new home only to face a sudden breakdown of your heating system during the coldest months. These costs can strain your finances, especially when you’re just rebuilding your savings after a home purchase. Vanguard Home Warranty offers comprehensive coverage that protects you from the high costs of repairing or replacing critical systems and appliances. With Vanguard’s reliable plans and exceptional service, you can enjoy your home without financial stress.

vanguard at a Glance

9.9
Excellent

Coverage Options

9.4

Flexible plans for systems, appliances, and optional add-ons

Customer Service

9.3

24/7 claims support and a simple filing process

Affordability

9.5

Competitive pricing with manageable premiums

Contractor Network

9.6

10,000+ pre-screened professionals nationwide

Ease of Use

9.4

User-friendly online portal and support system

Flexibility

9.5

Optional add-ons for specialized coverage needs

What Does Vanguard Home Warranty Cover?

Vanguard Home Warranty plans typically include coverage for essential systems and appliances, such as:

  • Central air conditioning systems
  • Central heating systems
  • Plumbing and water heaters
  • Interior electrical systems
  • Refrigerators and other major kitchen appliances

Pros & Cons

  • Check Icon Covers a wide range of home systems and appliances regardless of age.
  • Check Icon Offers multiple plans to fit different budgets and needs.
  • Check Icon Fast response times for service requests.
  • Check Icon Available add-ons for high-end or specialized appliances.
  • Cancel Icon Service availability may vary by location.
  • Cancel Icon Higher-tier plans can be more expensive compared to competitors.

Vanguard Home Warranty Plan Pricing

Expense Type Cost
Basic Plan $100
Comprehensive Plan $75
Service Call Fee $60–$75

The Vanguard Mobile App

Easily manage your coverage, file claims, and track repairs with Vanguard’s intuitive mobile app.

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FAQs

How long is the waiting period for coverage?

Vanguard Home Warranty policies require a 30-day waiting period to ensure smooth activation and policy verification.

What systems and appliances are covered by Vanguard?

Vanguard covers essential home systems like HVAC, plumbing, and electrical, as well as appliances such as refrigerators and dishwashers. Optional add-ons are available for extended coverage.

How do I file a claim with Vanguard?

Claims can be filed online or through the mobile app 24/7. Vanguard will dispatch a qualified contractor to address your issue promptly.